The world has become too much dangerous to leave it to the conditions we are passing through.  Let all the citizens of the world who believe in justice and brotherhood of humanity, come forward.  Can we think about a firm plan so that coming days and our future generations live in peace, security and dignity?

For this purpose, we must think of an end to all conflicts going on around the world.  They must be brought to an end as soon as possible before it reaches a condition where there is no respect for rule of Justice and equity.  For achieving this, all intellectuals of the world, especially, the able and dignified, retired judges of all supreme courts of the different countries must come forward to formulate a panel of selected judges, assigning each case of the conflicts, to a particular sub-panel of judges who are experts and have sufficient knowledge to tackle the case in question.

Now, it's up to all mankind to wake up and act quite urgently before the fire of injustice, terror and corruption spreads all around and engulfs so far untouched safe areas.

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Those who call themselves as Muslims, but actually are fomenting the trouble and doing injustice on the earth against any other human beings or communities are also subject to the severe punishment of God.  Corrupt people have been prescribed terrible punishment in Islam by God Almighty Allah.  As you can see, a thief is subject to be punished with cutting off of his hand and because he is a Muslim {Muslim or Moslem is a man or a woman who has adopted Islamic faith/beliefs and way of life (as in  Allah Almighty Lord's Book-Al Qur'an and the Sunnah or Final Prophet Mohammad's Traditions-peace be upon him)}, would not be a chance for seeking protection from the effective implementation of the law.  A rapist /dacoits can even be awarded death punishment.  Corruption mongers /who declare war on Islam by any con/cunning ways can be punished by cutting their limbs alternately (like right hand and left leg) and can even be banished from the land.

Allah does not tolerate any injustice to anyone, because all human beings are the children of His First Prophet Adam (peace be upon him).  All are his servants.  Can you imagine, in any company, any employee can be terminated by any other employee?  Only the owner or his authorized person would have the right to do so.None can harm the other, and if anyone does, the owner will deal with them in accordance with the law.  Then how can any human being think that God Almighty Allah has given a free license to any one to run havoc with the lives of other people?   Only those are punishable, and strictly under the laws of God, that have defied the Laws (like having waged war against Islam or downtrodden or harmed peaceful people and without any just reason).

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The Cancer in the body of economy of a country is recognized as usury.  If any human body has a cancerous cells, doctors would suggest to get rid of them by scientific means.  None thinks that such cells are boon for any human being and any one can live happily and safely with cancer?  We must be realistic and think positively without being selfish for a few pennies which actually cause disaster.  If an aero plane is loaded with more than what it can carry, then they will have to unload extra cargo for the safety of all, even if the cargo is not a dangerous material.  But here what you see is the most dangerous thing from the view point of the command of God and His Final Prophet Muhammad (peace be upon him). That is our economies laden with the Most Dangerous Cargo of "USURY".

God Almighty Declares in His Final Message -"Al Qur'an"  that the givers of charity for seeking His Pleasure only (not for any worldly fame and favor from people who benefit from their charity) will have no fear nor shall they grieve.  But where as the condition of those who take usury is very bad and they shall suffer such misery that we don't want even an enemy to suffer.  If you see a person lying in a blood of pool, and suffering between life and death, what kind of feelings would you have?  But even after Almighty God Allah reminding us what shall be the situation and punishment of a person dealing in Usury, if any one dares to deal with it, then one can't help nor pity such people.

Allah declared: <Those who (in charity) spend of their goods by night and by day, in secret and in public, have their reward with their Lord: On them shall be no fear, nor shall they grieve> Holy Qur'an Chapter #2:  Verse # 274.

From the above declaration of Allah, we come to know that charity does not decrease our wealth nor peace of mind.  Instead such a one  will get Allah's protection and Blessings and hence they will have no fear nor grief in this world and after death. But the one who loves wealth and tries to grab it even by unlawful means like usury, fraud etc., will not have that kind of peace of mind and protection from God.  He will always be in grief and fear stricken. After death, there is much more dangers in store for him or her. 

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That is not a wealth which does not bear the 'stamp of approval' from God.  Like a person who has bundles of fake currency notes which are not recognized by the Government, which is a crime and a danger to possess, deal and circulate, the wealth earned by usury and other illicit, immoral means by breaking Allah's Laws is similarly having no value with Allah and good people.  Instead such a wealth is the cause of his anxiety, danger, insecurity, grief and disastrous end in this world and in the next world.

The righteous ones will meet their Lord after death with joy, and the kind of welcome they will get will be special; the one  reserved for friends and noble people who are dearer to each other.

Haven't you seen how the people would behave when they are planning to meet some one they love and they are about to leave their house to proceed to their destination? They will be in such a hurry and joy, that they hardly care for any other thing. Therefore, when a person who has lived his life with the principles and guidelines of God Almighty Allah, he (she) is going leave this world and meet His Lord without any fear. The joy of proceeding to the next world and the welcome accorded to them by God's Angels (at the time of death and later) and by God Himself,  is higher than any other worldly dignity, reward and honor showered on them!

<Those who devour usury will not stand except as stands one whom the Satan by his touch has driven to madness. That is because they say : "Trade is like usury," but Allah has permitted Trade and forbidden usury.  Those who after receiving admonition from their Lord, desist, shall be pardoned for the past; their case is for Allah (to judge); but those who repeat (the offence) are companions of the Fire:  they will abide therein (for ever)>2:275

Here in the above verse we learn one more secret of how people become mad. When Satan touches anyone, that person become mad.  As you might have seen, there are some such poisonous snakes and leaves in the wilderness by whose mere touch man could fall sick.  Then if Satan touches anyone, how could he or she remain sane? So we must pray to God Almighty Allah, The Only One, Who Has Power over Satan to save us from His Evil Influences.

The person who takes usury becomes like the person touched by Satan and gone mad. He can't stand like normal human being and look at his eyes.  Let him look at his face in the mirror.  Let him check out for himself how truly God's words are true!

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<Allah will deprive usury of all blessing, but will give increase for deeds of charity:  For He loves not any ungrateful sinner>2:276

<Those who believe, and do deeds of righteousness, and establish regular prayers, and give Zakat (poor due), will have their reward with their Lord:  On them shall be no fear, nor shall they grieve>2:277

<O you who Believe! Fear Allah and give up what remains of your demand for usury, if you are indeed believers>2:278

<If you do it not, take notice of war from Allah and His Messenger:  But if you repent you shall have your capital sums: Deal not unjustly, and you shall not be dealt with unjustly>2: 279.

Who is there who can face upto God's Power and His Angels? When the Angel of Death comes to arrest the soul of a person to take it back to God Almighty Allah as per His Decree, they can't resist it! People can't even face up to human beings!  The Toughest and the Most Daring Person like Adolf Hitler could not face the dangerous situation when finally the Soviet Army entered Berlin and he was about to be caught by them.  The fear of punishment of human beings itself- when it dawns (on a human mind) could drive even such toughest human beings to commit suicide!  Then what are they going to do, who are not desisting from doing such acts which are illegal in God's sight and He has already declared what punishment He is going to give to people who commit them!  Therefore let us all seek His pardon for our sins and let us all men and women desist from breaking His laws.

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<If the debtor is in difficulty, grant him time till it is easy for him to repay.  But if you remit it by way of charity, that is best for you if you only knew> 2: 280

<And fear the Day when you shall be brought back to Allah.  Then shall every soul be paid what it earned, and none shall be dealt with unjustly>2: 281

Thus declared our Noble Prophet Muhammad about the dangers of Usury: <The taker of usury and the giver of it, and the writer of its papers and the witness to it, are all equal in crime>  < When a man gives a loan to another, he must not accept a present>  < Even though usury be much, it leads in the end to penury>

Recently the Central Bank of Japan declared that it's bringing interest rates to zero level.  But may be that is too late.  And we don't know what they mean by that?  Do they actually want to implement God's command so that their economy be saved from the curse of God which brings only utter ruin in the end?  Time may be not far off, when all such economies and banks run with usury will meet the gloomy conditions because already Prophet Muhammad has warned about the damaging end to (financial) transactions which are based on usury.  Usury will not make a person rich.  Then why buy a thing (or do an act) which causes in reality the great danger and utter loss?

Can all banks around the world follow suit and implement Islamic Principles of lending and business?  There are lot of opportunities to develop the God given resources and make good use of them and lot of  money by following God's directions.  There are many Islamic financial Institutions Headquarted in Saudi Arabia, Bahrain and Luxemburg.  One Can Also visit the site  on trading of Islamic shares and other Halal Shares at WWW.ISLAMIQ.COM   Contact

Why should modern men and the modern society think of experimenting with dangerous things?  Does anyone think of enacting a new Hiroshima and Nagasaki even after witnessing the dangerous results? But then why this misadventure of defying commands of God Almighty Allah and His Prophet Muhammad (peace be upon him)?

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Charity Versus Usury:

Today we can also take a lesson from the crisis of subprime mortgage loans in the United States of America. How many billions of money were wiped out in a few days is yet to be known. The Central Banks of some countries had to intervene by injecting more money to prevent the crisis casting gloom over economy and stock markets. If you do not respect Divine Rules and Regulations, then you will play like a kid (by your own rules, you will not even respect your mom's command and lose the game and then in the end just cry. If the Banks and other financial institutions are interested in making money by giving out loans (more and more) and collecting interest and more interest then it should be clear that Allah's Words will take effect any time and you can see a collapse of the system. We don't see a garden of plastic flowers anywhere in the world. Allah gives us true flowers and we have them in the gardens around the world. So in our economic system we can't have <plastic flowers>, we must implement true system (economy, business and others) of God Almighty Allah which stands for business with justice, honesty, truthfulness and care for buyer as well as seller and both of them know that they are doing a business which is free from fraud by any means and the dealing is very clear to both parties.

Allah gives prosperity:

If you are an expert in Economics, Business Administration, Banking and Commerce, please read this carefully:

Prosperity does not mean people having billions of dollars. The real prosperity (in this world and eternal life after death where you will see the truth of Almighty Allah) is achieved by following Allah's guidance in business and all other spheres of life. Money is important today but at the same time if the money or wealth (property etc) is achieved by breaking God Almighty Allah's rules, then that is not blessed by God Almighty Allah. If some one wants to offer something to his beloved one, he will offer something special with all the sincerity and love. If a person truly loves God and the Only God we have and He must be recognized as only ALLAH to achieve the result, then he or she will always ask a question: Is this earning/wealth based on Allah's Commands and Guidance? Does it break His Rules anywhere in the Process? For example, you know the Software Engineers or Civil Engineers thoroughly study the plan given to them and implement it and then check it to see that it is having no loopholes anywhere to avoid any danger and loss. Let us check the laws of business and banking that people are following and find out any laws that are against Allah's Laws and make the system free from Danger of Loss of all kinds. Are you ready now to 'takeoff' with this great idea?

After Prophet Muhammad came, his followers, prospered to a great extent with the great spiritual values, ethics and economics bestowed by God Almighty Allah's Guidance through  His Final Prophet Muhammad (peace be upon him). Now if people want to adopt corrupt means,  then they will not only ruin themselves but their families and future generations.  They shall be cursed and live in their graves with the curse of their future generations for misleading and bringing such a nasty plight on them.  Then let all truthful and sincere persons come forward to eradicate the menace of usury and lead mankind unto safe zone under the Guidance of Holy Qur-an (Qur'an or Quran), the Final Book of God for all mankind.

May Allah accept our sincere efforts and prayers and give us success in this world and the next one.  May the world be a prosperous place for all humans through Allah's gifts of Holy Qur-an's Guidance. (Aameen).